Fraud Essentials (NASBA Accredited)

Content
22 modules

Rating

Course Length
4 hours

Instructor
Josh Dwight

Price
$199 - 999

Description

Summary

The MRC Fraud Essentials course is a self-paced entry level course covering topics in payment fraud. In this course, learners will learn about fraudsters motivations and methods, then learn about ways to identify, detect, prevent, and mitigate fraudulent activities. Additionally, the learner will review fraud best practices and trends. 

Program Details 

Program Level: Basic 

Program Field of Study: Specialized Knowledge 

Program Delivery Method: QAS Self Study

CPE Credits: 3.5  

Advanced Preparation and/or Pre-requisites: None 

For more information regarding any concerns, please contact our office at 206-364-2789 or email programs@merchantriskcouncil.org. 

Refunds and cancellations are determined on a case-by-case basis. Cancellations and requests for refunds must be communicated in writing to programs@merchantriskcouncil.org. Refunds will not be issued once a course has been started. Additionally, courses must be completed within one year of purchase.

Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have the final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org 

 

This course was revised on 2/25/2021

Objectives

By completing this course, the learner will be able to:

  • Define Fraud
  • Identify and Describe Fraud Motivations
  • Differentiate between Internal and External Fraudsters
  • Outline the Payment, Product, and Technology Ecosystem
  • Classify Vulnerable Business Components based on Fraud Risk
  • Select Fraud Prevention Methods to Avert Fraud
  • Identify Activities to Mitigate and Respond to Fraud
  • Select Fraud Best Practices
  • Identify Fraud Trends

Certificate

By completing/passing this course, you will attain the certificate MRC CPE Certificate of Completion (2021)

Learning Credits

CPE
3.5
1.
Fraud Essentials | Program Materials
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2.
Module 1 | Introduction to Fraud
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Module 1 | Knowledge Check
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4.
Module 2 | Fraudsters and Motivations
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Module 2 | Knowledge Check
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6.
Module 3 | Fraud Attack Methods
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Module 3 | Knowledge Check
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Module 4 | Product, Payment, and Technology Ecosystems
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9.
Module 4 | Knowledge Check
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Module 5 | Fraud Indicators and Red Flags
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11.
Module 5 | Knowledge Check
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12.
Module 6 | Fraud Prevention, Detection, and Identification Methods
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Module 6 | Knowledge Check
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14.
Module 7 | Fraud Classification and Analysis
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Module 7 | Knowledge Check
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Module 8 | Fraud Mitigation and Response
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Module 8 | Knowledge Check
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Module 9 | Fraud Best Practices
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Module 9 | Knowledge Check
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Module 10 | Fraud Trends
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Fraud Essentials | Final Exam
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MRC Survey
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Added 1 day ago, by Christina
 
Added 25 days ago, by Luis
 
Added about 1 month ago, by Catia
 
Added about 1 month ago, by Anonymous
 
Added about 1 month ago, by Jesus
A good course covering multiple fraud aspects.
 
Added about 2 months ago, by Michael
 
Added 3 months ago, by Dmitri
 
Added 3 months ago, by Regina
 
Added 5 months ago, by Anonymous
The course was full of great information. I did find however that the exam was less about applying what was covered and more about remembering what was written on the slides (a lot of the answers were written word for word on the slides). Given the multi-choice format however, this is expected to some degree.
 
Added 5 months ago, by Shawn
Although the content was decent, the audio was a little slow in the videos.

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Welcome to the Terms of Service for the Merchant Risk Council RAPID Edu Platform.

These Terms of Service ("TOS") govern Your access and use of the Merchant Risk Council RAPID Edu Platform, (the "Platform") made available by the Merchant Risk Council, Inc. (hereinafter, the "MRC") through the MRC RAPID Edu website (the "Site"). When You register, access, and make use of the Platform, You are agreeing to these TOS, which, by their nature and intent, establish a legally binding agreement between You and the MRC. As used in these TOS, the terms "You" and "Your" will collectively mean You individually, as well as any entity, such as Your employer, authorizing You to access this Site and use the Platform.


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Establish any direct or deep link or other connection to any specific page or location of the Platform other than the MRC RAPID Edu login page;

Use or attempt to use another user's account without authorization;

Attempt to circumvent any content or functionality filtering methods we employ, or otherwise attempt to access certain aspects of the Platform that You are not authorized to access;

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You agree that You will, at Your expense, indemnify, defend, settle, and hold the MRC, its directors, officers, shareholders, employees, and agents harmless from and against all claims and expenses, including attorneys' fees, arising out of Your use of this Site, the Platform, and any Module, including but not limited to any use that is not authorized by these TOS. In addition to the foregoing, in any such action, You will pay any judgment awarded against the MRC or any settlement agreed to by You, and any authorized expenses incurred by the MRC. The MRC reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, in which event You will assist and cooperate with the MRC in asserting any available defenses.


10. Legal Proceedings

Any dispute relating to or arising from Your use of the Platform, any Module, or these TOS will be adjudicated by a court of competent jurisdiction sitting in the State of Washington, within King County, and You expressly consent to the jurisdiction of the State and Federal courts sitting in King County, Washington for such purposes. In addition to any finding, relief granted, or judgment awarded by such court, the prevailing party in any such action shall be awarded reasonable attorney's fees and costs.


11. Notices

All notices regarding any matter pertaining to these TOS, or the policies referenced herein, including any notice of claim, summons, or subpoena will be given by email, with a physical copy of such notice sent via United States Registered Mail (return receipt requested), or by a nationally recognized express courier, postage or air bill prepaid. Notices sent to the MRC shall be sent to: Merchant Risk Council, Inc., 600 Stewart Street, Suite 720, Seattle, Washington 98101, Attention: Legal Affairs. Notices sent by the MRC shall be sent via email, with a physical copy sent by United States Registered Mail or a nationally recognized courier to the email and physical addresses You provided as part of Your Registration Information. Notice will be deemed effective twenty-four (24) hours after sending of an email, unless returned due to an invalid email address, in which case, notice shall be deemed effective upon receipt of physical copies, as confirmed by United States Postal Service, or courier, as applicable.


12. General

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Section 1789.3 of the California Civil Code (the "Electronic Commerce Act of 1984", California Civil Code, Section 1789.1, et seq.) requires us to inform You that You may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Boulevard, Sacramento, California 95834, or by telephone at 916-445-1254 or 800-952-5210, in order to resolve any complaint regarding a service provided to You through the Platform or to receive further information regarding the use of such services.


Privacy Policy


Protecting your privacy is important to us. We hope the following information and policies help you understand how the Merchant Risk Council collects, uses, and safeguards the information you provide to us on or through our website located at: https://www.merchantriskcouncil.org or when you otherwise interact with us through our Website, app, or registration platforms (collectively, the "Website").

The Merchant Risk Council agrees with the spirit and principles of the EU General Data Protection Regulation (GDPR) and is extending its protections to all users, regardless of region.

If you have any questions about this Privacy Policy, or do not see your concerns addressed here, you should contact us by email at: privacy@merchantriskcouncil.org


1. The Information You Provide to Us

As a Merchant Risk Council membership subscriber or an event attendee, or when signing up for MRC updates via email, we require your first and last name, email address (which also serves as a user name), job title, company name or organization, and company address. We also ask you to assign a password for yourself. Other business information is optional. If you are logging in from outside the United States, your information will be transferred to and stored in the U.S.

If you are located in a country outside the United States of America and voluntarily submit personal information to us, you thereby consent to the general use of such personal information as provided in this Privacy Policy and to the transfer of that information to, and/or storage of that information in, the United States of America.

In addition, when you interact with the Website, our servers may keep an activity log that does not identify you personally. Generally, this information is collected though "traffic data." We collect and store certain administrative and traffic information viewed, software crash reports, type of browser used, and the type of device you are using to access this Website.


2. How We Use the Information

Merchant Risk Council collects and stores information for these purposes:

To list your company or organization as a Merchant Risk Council subscriber who supports our fraud prevention standards.
To e-mail you notices of upcoming reports, newsletters, events, and updated information.
To help us better tailor our offerings to the preferences and needs of our members.
To provide our members with resources and, if you consent, allow vendors to contact you with useful information.
To respond to your comments, questions, and requests, and provide customer service.
To send you technical notices, updates, security alerts, and support and administrative messages.
Detect, investigate, and/or prevent fraudulent, unauthorized, or illegal activity.
The optional business information you provide may be aggregated in order to help us understand the types and sizes of Merchant Risk Council site subscribers.

Merchant Risk Council uses the data we collect to operate our organization and provide you with the services we offer, which includes using data to improve our offerings. We may also use the data to communicate with you to inform you about your account and our offerings. However, we do not use what you say in any service contacts to us to target information to you.

We share your personal data with your consent or as necessary to complete any transaction or provide any service you have requested or authorized. We also share data with MRC subsidiaries, vendors working on our behalf, or when required by law or to respond to legal processes. These entities have access to the personal information needed to perform their functions and are contractually obligated to maintain the confidentiality and security of that personal information. They are restricted from using, selling, distributing, or altering this data in any way other than to provide the requested services.

This Privacy Policy only addresses the Merchant Risk Council's use and disclosure of your Personal Data. The merchantriskcouncil.org Website contains links to other websites. Please be aware that we are not responsible for the privacy policies of other websites, and we are not liable for any third party website's misuse of personal information which may occur. When visiting a link from the merchantriskcouncil.org Website, we encourage you to review their privacy policy, as it may contain privacy provisions that differ from the provisions of our Privacy Policy.


3. Users in the European Economic Area ("EEA") and Switzerland

If you are a resident of the EEA or Switzerland, the following information applies with respect to personal data collected through your use of the Website.

Purposes of Processing and Legal Basis for Processing
As explained above, Merchant Risk Council processes personal data in various ways depending upon your use of the Website. We process personal data on the following legal bases: (1) with your consent; (2) as necessary to perform our agreement to provide the Website services; and (3) as necessary for our legitimate interests in providing the Website services where those interests do not override your fundamental rights and freedom related to data privacy.

Right to Lodge a Complaint
Users that reside in the EEA or Switzerland have the right to lodge a complaint about our data collection and processing actions with the supervisory authority concerned. Contact details for data protection authorities are available here.

Your Rights
You are entitled to the rights under Chapter III of the EU General Data Protection Regulation or Section 2 of the Swiss Federal Act on Data Protection with respect to the processing of your personal data, which include the right to access and rectify your personal data and to request erasure of your personal data. To exercise these rights, contact privacy@merchantriskcouncil.org.


4. How to Access and Control Your Personal Data

Right of Access
If you ask us, we will confirm whether we are processing your Personal Data and, if so, provide you with a copy of that Personal Data. Subscribers can view and edit Personal Data in the MRC Member Portal at: https://mrc1.force.com/member/Landing_Page

Right to Rectification
If your Personal Data is inaccurate or incomplete, you are entitled to have it corrected or completed. Subscribers can view and edit Personal Data in the MRC Member Portal at: https://mrc1.force.com/member/Landing_Page. If we have shared your Personal Data with others, we will tell them about the rectification where possible. If you ask us, where possible and lawful to do so, we will also tell you with whom we shared your personal data so that you can contact them directly.

Right to Erasure
You may ask us to remove your personal data. To request removal, please email Merchant Risk Council at: privacy@merchantriskcouncil.org. If we have shared your data with others, we will tell them about the erasure where possible. If you ask us, where possible and lawful to do so, we will also tell you with whom we shared your personal data so that you can contact them directly.


5. How Long Do We Keep Your Personal Information?

We will retain information we collect from you where we have an ongoing legitimate business need to do so (for example, to provide you with our services or to comply with applicable legal, tax, or accounting requirements).

When we have no ongoing legitimate business need to process your Personal Data, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion or anonymization is possible.


6. The Use of Cookies

A cookie is a small string of text that a website can send to your browser. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses. In general, cookies may be used to optimize websites, enable a user to keep items in a shopping cart, or to facilitate advertising.

If you are just browsing the merchantriskcouncil.org Website and are not a registered user, you do not have to accept a cookie and you may still continue using the Website. However, in order to access the portion of the site that requires a password, you must accept the Website's cookies as they are essential for site administration and security. If you do not want your browser to accept cookies, you can change this preference within your browser. You can learn more about setting or changing cookies preferences for Apple Safari, Google Chrome, Microsoft Edge, Microsoft Internet Explorer, Mozilla Firefox, or Opera by visiting the Apple, Google, Microsoft, Mozilla, or Opera Software websites.

Because an industry-standard Do-Not-Track protocol has not yet been established, our information collection practices on our sites will continue to operate as described in this online privacy policy regardless of any "Do Not Track" signals that may be sent by certain browsers. However, you may refuse to accept cookies in order to prevent tracking activities.

We may allow third party service providers, such as Google Analytics, to provide analytics services on our behalf. These entities may use cookies, web beacons (also known as "tracking pixels") and other technologies to collect information about your use of our Website and other websites, including your IP address, web browser, pages viewed, time spent on pages, links clicked, and other information. This information may be used to, among other things, analyze and track data, determine the popularity of certain content on our Website, and better understand your activity when you visit our Website.

Google Analytics is a web analytics service provided by Google, Inc., used on the Website. Google Analytics uses cookies or other tracking technologies to help us analyze how users interact with and use the Website, compile reports, and provide other services related to Website activity and usage. The technologies used by Google may collect information such as your IP address, time of visit, whether you are a return visitor, and any referring website. We do not use Google Analytics to gather information that personally identifies you. The information generated by Google Analytics will be transmitted to and stored by Google and will be subject to Google's privacy policies. You can learn how Google collects and processes data, and how to opt out of tracking of analytics by Google, by clicking here.


7. Use of the Site by Children

Our Site is not specifically targeted to children, we do not actively solicit information from children, and we do not knowingly collect personal information from children without proper parental consent. If you believe that we may have collected personal information from someone under the applicable age of consent without parental consent, please write to us at the physical address set forth below in the section "Inquiries" or email privacy@merchantriskcouncil.org and we will promptly address the issue.


8. California Residents

California residents may request certain information pursuant to California Civil Code Section 1798.83 regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to privacy@merchantriskcouncil.org with "Request for California Privacy Information" in the subject line and in the message.


9. Changes to the Privacy Policy

As the Merchant Risk Council enhances our services and offerings, we may update this Privacy Policy to reflect these changes. We reserve the right to modify or amend the terms of our Privacy Policy at any time, for any reason, and may do so by posting a new version online. Your continued use of our Websites and/or the continued provision of Personal Data to us will be subject to the terms of the then-current Privacy Policy. If we make any material changes, or if otherwise required by applicable law, we will notify you via email (sent to the email address associated with your account) or by means of a notice on this Privacy Policy to the change(s) becoming effective. If we make changes to this Privacy Policy, we will indicate that by revising the date on the bottom of this Page.


10. Your Information Is Secure

The Merchant Risk Council takes reasonable precautions in order to protect your personal information from loss, theft, misuse, unauthorized access, disclosure, alteration and destruction, using recommended industry security architecture. While we try our best to safeguard your personal information once we receive it, no transmission of data over the Internet or any other public network can be guaranteed to be 100% secure.


11. Inquiries

Your feedback is important to us. If you ever have any questions regarding our Privacy Policy, or would like to change the information you have provided, you may contact us by one of the following methods:

Email: privacy@merchantriskcouncil.org
Phone: (206) 364-2789
Mail: 600 Stewart St. Suite 720
Seattle WA 98101


Last updated: May 24, 2018
 

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